{"id":7711,"date":"2019-06-06T14:09:39","date_gmt":"2019-06-06T14:09:39","guid":{"rendered":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/?page_id=7711"},"modified":"2019-06-13T10:31:35","modified_gmt":"2019-06-13T10:31:35","slug":"finantare-studii","status":"publish","type":"page","link":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/finantare-studii\/","title":{"rendered":"Finantare Studii"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7711\" class=\"elementor elementor-7711\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-5a9ade76 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a9ade76\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-narrow\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1fe6f51b\" data-id=\"1fe6f51b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6493624a elementor-widget elementor-widget-text-editor\" data-id=\"6493624a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<!-- wp:heading -->\n<h2><span style=\"color: #ff0000;\">Cursurile Scolii Postliceale FEG pot fi achitate si prin creditul \u201cInvesteste in tine\u201d, finantat de Guvernul Romaniei. ZERO DOBANDA. ZERO COSTURI<\/span><\/h2>\n<!-- \/wp:heading --><!-- wp:heading {\"level\":3} -->\n<h2><span style=\"color: #000000;\">Asta inseamna ca poti urma scoala si poti avea toate cheltuielile acoperite dintr-un credit pe care il vei restitui in transe lunare, fara dobanda si alte costuri, dupa ce termini scoala si te angajezi.<\/span><\/h2>\n<!-- \/wp:heading --><!-- wp:paragraph -->\n<h2><span style=\"color: #000000;\">Avantaje:<\/span><\/h2>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li><span style=\"color: #000000;\">Fara avans<\/span><\/li>\n<li><span style=\"color: #000000;\">Fara dobanda<\/span><\/li>\n<li><span style=\"color: #000000;\">Fara comision de rambursare anticipata<\/span><\/li>\n<li><span style=\"color: #000000;\">Perioada de gratie de pana la 60 luni<\/span><\/li>\n<li><span style=\"color: #000000;\">Posibilitatea utilizarii serviciului de Internet Banking precum si Mobile Banking pentru vizualizarea situatiei creditului (sold, rate, data scadentei), dar si pentru operatiuni curente (plati, depozite)<\/span><\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<h2><span style=\"font-size: 18pt;\"><strong><span style=\"color: #000000; font-family: georgia, palatino, serif;\">Cine poate beneficia de Creditul de Studii INVESTESTE in TINE?<\/span><\/strong><\/span><\/h2>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li><span style=\"color: #000000;\">Tineri cu varsta \u00eentre 16 &#8211; 26 de ani neimpliniti la data solicitarii creditului, care sunt cuprinsi \u00een sistemul de invatamant<\/span><\/li>\n<li><span style=\"color: #000000;\">Persoane cu varsta \u00eentre 26 &#8211; 55 de ani, cuprinse in sistemul de invatamant<\/span><\/li>\n<li><span style=\"color: #000000;\">Daca beneficiarul nu este angajat, se prezinta cel putin un garant.<\/span><\/li>\n<\/ul>\n<!-- \/wp:list --><!-- wp:paragraph -->\n<h2><span style=\"color: #000000;\">Care este suma maxima ce poate fi acordata?<\/span><\/h2>\n<!-- \/wp:paragraph --><!-- wp:html -->\n<ul>\n<li><span style=\"color: #000000;\">Maximum 40.000 lei, pentru persoane intre 16 si 26 ani neimpliniti;<\/span><\/li>\n<li><span style=\"color: #000000;\">Maximum 35.000 lei, pentru persoane intre 26 ani impliniti si 55 de ani;<\/span><\/li>\n<li><span style=\"color: #000000;\">Valorile pot fi suplimentate cu 20.000 lei in cazul in care beneficiarul se angajeaza sau este angajat pe perioada derularii Programului.<\/span><\/li>\n<\/ul>\n<!-- \/wp:html --><!-- wp:paragraph -->\n<h2><span style=\"color: #000000;\">Care sunt cheltuielile ce pot fi finantate?<\/span><\/h2>\n<!-- \/wp:paragraph --><!-- wp:list -->\n<ul>\n<li><span style=\"color: #000000;\">plata taxelor de scolarizare;<\/span><\/li>\n<li><span style=\"color: #000000;\">plata cartilor, rechizitelor, cursurilor, revistelor de specialitate;<\/span><\/li>\n<li><span style=\"color: #000000;\">plata chiriei a cheltuielilor de intretinere si a utilitatilor;<\/span><\/li>\n<li><span style=\"color: #000000;\">plata locurilor de cazare in camine studentesti;<\/span><\/li>\n<li><span style=\"color: #000000;\">o parte din cheltuielile pentru constructia sau achizitia de locuinte;<\/span><\/li>\n<li><span style=\"color: #000000;\">cheltuielile pentru modernizarea sau renovarea unei locuinte;<\/span><\/li>\n<li><span style=\"color: #000000;\">costul medicamentelor, analizelor, produselor de protezare\/ortezare, servicilor dentare si al interventiilor chirurgicale;<\/span><\/li>\n<li><span style=\"color: #000000;\">cheltuieli de transport pentru deplasari la manifestari stiintifice si concursuri;<\/span><\/li>\n<li><span style=\"color: #000000;\">abonamente sau bilete culturale: cinema, teatru, opera, biblioteca, muzee;<\/span><\/li>\n<li><span style=\"color: #000000;\">achizitia de articole sportive, instrumente muzicale si alte echipamente necesare pregatirii profesionale in invatamantul de specialitate (tehnic si de arta);<\/span><\/li>\n<li><span style=\"color: #000000;\">taxa de participare la manifestari stiintifice si concursuri; \u00b7 achizitionarea de calculatoare, laptop-uri, imprimante, softuri de specialitate<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:list --><\/span><\/p>\n<!-- \/wp:list --><!-- wp:list --><!-- \/wp:list --><!-- wp:paragraph -->\n<h2><span style=\"color: #000000;\">Pe ce perioada se acorda creditul?<\/span><\/h2>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:list --><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Maxim 10 ani, cu tot cu perioada de gratie.<\/span><\/li>\n<li><span style=\"color: #000000;\">Perioada de gratie se stabileste de comun acord intre beneficiar si finantator si nu poate fi mai mica decat perioada studiilor, dar nnici mai mare de 5 ani, incepand de la data acordarii creditului.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:paragraph --><\/span><\/p>\n<h2><span style=\"color: #000000;\">Garantii necesare<\/span><\/h2>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:list --><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Doar ipoteca mobiliara asupra sumelor urmaribile reprezentand venituri si disponibilitati banesti in lei si valuta<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:paragraph --><\/span><\/p>\n<h2><span style=\"color: #000000;\">Care sunt costurile acestui credit?<\/span><\/h2>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:list --><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Costurile sunt suportate in totalitate de la bugetul de stat<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:paragraph --><\/span><\/p>\n<h2><span style=\"color: #000000;\">Care sunt pasii de urmat pentru accesarea creditului?<\/span><\/h2>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:paragraph --><\/span><\/p>\n<p><span style=\"color: #000000;\">\u00a0\u00b7 Iti deschizi cont la CEC<\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:paragraph --><\/span><\/p>\n<h2><span style=\"color: #000000;\">\u00b7 Prezinti Bancii urmatoarele documente:<\/span><\/h2>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:list --><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">adeverinta eliberata de institutia de invatamant, din care sa rezulte ca atat institutia, cat si cursurile sunt acreditate si autorizate de catre Ministerul Educatiei Na\u0163ionale<\/span><\/li>\n<li><span style=\"color: #000000;\">copii ale actelor de identitate ale solicitantului si a persoanelor autorizate\/imputernicite ale acestuia, codebitori, dupa caz;<\/span><\/li>\n<li><span style=\"color: #000000;\">Completezi documentatia necesara accesarii finantarii, care contine:<\/span><\/li>\n<li><span style=\"color: #000000;\">\u00a0Cererea de credit;<\/span><\/li>\n<li><span style=\"color: #000000;\">\u00a0Declaratia de resedinta a solicitantului (daca este cazul);<\/span><\/li>\n<li><span style=\"color: #000000;\">\u00a0Declaratia solicitantului prin care declara ca va utiliza creditul numai pentru cheltuielile eligibile aferente Programului si ca nu a accesat si nu va accesa un alt credit in cadrul Programului de la un alt Finantator;<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:list --><\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:list --><!-- wp:paragraph --><\/span><\/p>\n<p><span style=\"color: #000000;\">\u00b7 Dupa aprobarea creditului, se vor semna de beneficiar Hotararea de aprobare a creditului, contractul de credit si contractele de garantie; \u00b7 Ulterior, se vor prezenta la Banca documentele justificative in vederea utilizarii creditului.<\/span><\/p>\n<p><span style=\"color: #000000;\"><!-- \/wp:paragraph --><!-- wp:paragraph --><\/span><\/p>\n<h2><span style=\"color: #000000;\">Mai multe detalii:<\/span> <a href=\"https:\/\/www.cec.ro\/persoane-fizice\/credite\/credit-de-studii-investeste-tine-finantat-de-guvernul-romaniei-2018-zero\">https:\/\/www.cec.ro\/persoane-fizice\/credite\/credit-de-studii-investeste-tine-finantat-de-guvernul-romaniei-2018-zero <\/a><\/h2>\n<!-- \/wp:paragraph --><!-- wp:image {\"id\":7732,\"align\":\"center\",\"width\":324,\"height\":324} -->\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><a href=\"https:\/\/www.cec.ro\/persoane-fizice\/credite\/credit-de-studii-investeste-tine-finantat-de-guvernul-romaniei-2018-zero\"><img loading=\"lazy\" class=\"wp-image-7732\" src=\"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3.jpg\" alt=\"\" width=\"324\" height=\"324\" srcset=\"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3.jpg 450w, https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3-300x300.jpg 300w, https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3-100x100.jpg 100w, https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3-150x150.jpg 150w, https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3-250x250.jpg 250w, https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-content\/uploads\/2019\/06\/cec_bank_logo-3-174x174.jpg 174w\" sizes=\"(max-width: 324px) 100vw, 324px\" \/><\/a><\/figure>\n<\/div>\n<!-- \/wp:image -->\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cursurile Scolii Postliceale FEG pot fi achitate si prin creditul \u201cInvesteste in tine\u201d, finantat de Guvernul Romaniei. ZERO DOBANDA. ZERO COSTURI Asta inseamna ca poti urma scoala si poti avea toate cheltuielile acoperite dintr-un credit pe care il vei restitui in transe lunare, fara dobanda si alte costuri, dupa ce termini scoala si te angajezi. <a href=\"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/finantare-studii\/\" rel=\"nofollow\"><span class=\"sr-only\">Cite\u0219te mai mult despreFinantare Studii<\/span>[&#8230;]<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"ams_acf":[],"_links":{"self":[{"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/pages\/7711"}],"collection":[{"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/comments?post=7711"}],"version-history":[{"count":0,"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/pages\/7711\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.feg.ro\/ro\/scoala_postliceala_feg_iasi\/wp-json\/wp\/v2\/media?parent=7711"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}